Why Recreational Vehicle Insurance?
Owning a recreational vehicle can be a dream come true. It gives you the freedom to travel and the capability to explore new places, but with freedom comes responsibility. Should an accident happen – such as property damage, vandalism, or bodily injury as a result of a crash – it’s reassuring to know that your investment is protected.
With Recreational Vehicle Insurance from Red Ox Insurance Agency, you can continue living the dream with confidence, knowing that you, your vehicle, and your passengers are protected. Contact one of our representatives today to find a package that works best for you.
Get the best recreational vehicle insurance coverages for your needs
From accidents and windshield damage to lawsuits and more, we have affordable insurance options to protect against just about anything. Get RV insurance quotes online and customize your coverages to fit your needs.
Keep in mind, coverage offerings vary by state:
Stated Value – market value/actual cash value of the RV
Agreed Value – the insured amount, regardless of the current market value
Replacement Cost – replace your insured RV with a new RV that is most like it
Vacation Liability Coverage
Consider Vacation Liability coverage for when you stop driving and start using your recreational vehicle as a temporary residence. Some policies can include additional coverage for physical damage in Mexico.
Personal Effects Coverage
Personal Effect Coverage provides replacement cost for damage or loss to items normally used with your RV when physical damage coverage is selected.
Roadside Assistance
Some policies include Roadside Assistance, which has you covered 24/7 in the event of a breakdown or accident. Some will even allow you to upgrade the coverage to include lodging, transportation, and meal coverage if needed.
Ask if customer assistance is available 24/7 to answer all your insurance questions. In the event you have a loss, the insurance companies we work with have skilled claims teams who will work with you to get your RV repaired and back on the road.
Additional Coverages
Other additional coverage can include: accident forgiveness, pet coverage, diminishing deductible, and more.
Discounts
Discounts can lower your premium. Ask if you qualify for safe driver discounts, original owner discounts, package discounts and more.